Accounts and Services

Personal Checking***

  • Non-interest bearing
  • $100.00 minimum opening deposit
  • Free Online Banking
  • Monthly Statements with check images

Business Checking***

  • Non-interest bearing
  • $250.00 minimum opening deposit
  • Monthly Statements with check images
  • Tiered rates:
    • 1-15 is $.05 per item
    • 16-50 is $.07 per item
    • 51 or more is $.10 per item

Now Account***

  • Interest-bearing*
  • $1,200.00 minimum opening deposit
  • Free Online Banking
  • Monthly Statements with check images

Senior Citizens Checking***

  • Non-interest bearing
  • $100.00 minimum opening deposit
  • Free Online Banking
  • Monthly Statements with check images

Savings Accounts

Passbook Savings Account***

  • Interest bearing*
  • $100.00 minimum opening deposit
  • Free Online Banking
  • Limited monthly transfers/withdrawals

Money Market***

  • Interest bearing*
  • Limited monthly transfers/withdrawals
  • $2,500.00 minimum opening deposit
  • Free Online Banking
  • Monthly Statements with check images

Certificates of Deposit

  • 12 Month
  • 18 Month
  • 24 Month
  • 36 Month
  • 60 Month

Other Services

  • Safe Deposit Boxes**
  • Money Orders
  • Official Checks
  • Night Deposit
  • Statement copy with no check images - $.25 per page
  • Statement copy with up to 10 check images - $5.00
    • Over 10 check images is $.50 per additional item
  • Research by bank staff - $15.00 per hour
  • Check printing will depend on the style of checks ordered
  • NSF Check Charge - $39.00
  • Stop payment fee - $39.00 per item
  • Domestic Wire Transfer Fee (Outgoing & Incoming) - $35.00
  • International Wire Transfer Fee (outgoing) - $50.00
  • International Wire Transfer Fee (incoming) - $35.00

* Call (706) 665-8551 for current rate information.
** Safe deposit boxes are not insured by the FDIC.
*** Some fees may apply